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Health Insurance


Health insurance is one of the best ways to get rid of your sudden medical expenses. It helps you to get cashless hospitalization when you feel sick or met with the sudden accident and also you will get tax exemption under section 80D of income tax act 1961. Medical expenses will lead you to unwanted stress and financial troubles with the health insurance policy in hand you can able to get tension and cash free treatment. You need health insurance policies that cover medical, hospitalization, laboratory test and medicine costs, which help you to get higher benefits than normal health insurance policies.

Importance of Health Insurance


Everyone should buy health insurance, which is a mandatory one because it offers risk coverage to the individual against expenditure due to unexpected medical emergencies. The best health insurance quotes covered all expense details including doctor consultation fees, ambulance charges, costs towards medical tests, hospitalization costs and also post-hospitalization recovery cost. The major aspect of health insurance is that one is not limited to, Government hospital, but can provide the best services at Private hospitals. As well as, it offers financial security to meet health-based contingencies.

Types of Health Insurance


  • Individual Health Insurance

    Simplest one is always best! Most of the people believed this Individual health care plan is the best option among others. The policy is designed to ensure an individual against illness and ensuing medical expenses. This plan coverage includes hospitalization and surgical expenses until their certain limit is reached. Want to buy this health cover policy? Initially, you have to pay a specific amount as premium like all insurance plans. The paying amount is based on the size of the policy cover.

  • Family Health Insurance

    The Family health plan offers assured coverage to more than one member of a family of the single annual premium. Generally, this plan covers a family such as you and your spouse along with one or more children, and it allows you to include your parents in the existing insurance policy. With the family Insurance policy, you can protect your complete family.

  • Senior Citizen Health Insurance

    The senior citizen policy is mandatory for the people who are between 65 and 80 years of age. While you're planning for retirement or live on a pension or interest income from any savings, this plan is a necessity for you. You can buy this senior citizen health insurance policy at affordable premiums.

  • Corporate Health Insurance

    The health insurance is considered as the Group health insurance policy that offers coverage for various innovative features such as highly customizable, the wide range of sum insured and more. You can cover this insurance at a low and affordable price and provide service for hospitalization, disability, and even unexpected accidents; it becomes the widespread phenomenon of health insurances offered by an employer to its employees.